RICHARDS FINANCIAL

SHORT-TERM FIXED ANNUITIES

4.25%

ARE BACK!

GUARANTEED FOR 2 YEARS!

5.10%

GUARANTEED FOR 3 YEARS!

- AFTER THAT, WALK AWAY, NO PENALTY*-

5.40%

GUARANTEED FOR 5 YEARS!
- AFTER THAT, WALK AWAY, NO PENALTY*-

Secure These Rates Today!

RichaRds Financial
raNDY rICharDs

501 West 18th street
North Platte, Ne
308-534-8448
800-318-3385

Offering Safety & Security... with options!

Synergy Choice MYGA™ from Aspida Life Insurance Company

*Surrender charges and market value adjustment may apply if withdrawals are made during the guaranteed period. Interest rates are effective as of November 7,
2022 and are subject to change without notice. Synergy Choice is a multi-year guaranteed annuity and a product of the insurance industry and not guaranteed
by any bank nor insured by FDIC or NCUA/NCUSIP. Not a deposit. Not insured by a federal government agency. Restrictions apply. See contact for product
details. May only be offered by a licensed insurance agent. Product features may vary by state. Not available in all states.
Legal Disclosure: https://www.aspida.com/synergychoice-mygadisclosure. html